Rural Bank of Suares Essays

Rural Bank of Suares Essays Rural Bank of Suares Essay Rural Bank of Suares Essay Group 2 Rural Bank of Suares Case Synthesis: In a stockholders’ meeting of the Rural Bank of Suares (RBS), Peter Arguelles, the bank general manager, proposed that the bank should open another branch in the capital city. However, the stockholders are reluctant with this motion, given that there are branches of the big banks of Manila and already two rural banks in the city. For more than 20 years, the Rural Bank of Suares struggled financially because of the government’s lending program. Point-of-View: For this case, the point-of-view of the stockholders will be used Statement of the Problem: Should the stockholders follow Peter Arguelles and expand to the capital city or should they not? Areas of consideration: First, the banking industry in the late 1990s can be categorized by three major trends: Deregulation, Technological innovation, and Globalization. These trends combined to induce a consolidation in the industry that knew no borders. The mantra heard in corporate boardrooms and analyst conference calls was â€Å"bigger is better. The rationales for this were largely two-fold. On the operational side, banks believed that only by being larger than the competition could they take full advantage of the economies of scale and economies of scope that the technology revolution was offering. Thus, by getting larger banks could reduce their expense ratios and earn a higher net interest margin. On the marketing side of the business, banks also felt that bigger was better. Deregulatio n in the US and elsewhere had made the buzzwords of relationship banking and cross-selling more than academic musings. To bank executives everywhere, these words represented the keys to winning back some of market share banks had been losing to equity markets and other financial intermediaries. Moreover, buying land and constructing a building for the new branch in the city would be too risky for the company since they are not assured of the success of the said expansion. Furthermore, if the expansion failed, it would be easier for the company to retract since they have no properties to consider. Also the company is not yet financially stable and capable enough to be granted the loan to invest for the properties. The cost of land acquisition, building construction, equipment, and fixtures, which is 10. 5 million Php, is very large compared to its annual net income of only two million Php. Another major point in the analysis of this case is the competition of Rural Bank of Suares which are Manila-based banks the two other rural banks in the capital city. Manila bank branches don’t offer small loans. In that sense, RBS can use this to their advantage and cater to specific the loan market. However, the more pressing problem is that RBS shares this specific target market with other rural banks in the capital city. RBS aims to distinguish itself from competition through better service. On another note, the presence of rural banks in the city signifies that they have a profitable business, which bodes well for RBS planning an expansion. An additional point of consideration is the various types of loans that the Bank of Suares had to offer at the time. We see in Exhibit One that most of their revenue came from agricultural loans, comprising approximately 52% of their total income in 1994, as compared to the 7. 6% and 3% from commercial and industrial loans, respectively. Also from 1994 to 1995, revenue from agricultural loans increased by 4,391,810. 96 Php; it is the one that experienced the highest gain out of all the income generating items, and the only one that actually gained income compared to the other two loans. Revenue from commercial and agricultural loans decreased by 69,026. 10 Php and 50,099. 0 Php respectively during the same time period. Alternative courses of action: One option is to expand the bank within the business centre of the city, but to rent instead, therefore without land acquisition and building construction. This provides the flexibility of exit if the expansion fails. RBS could rent until the stockholders feel that their position in the market is already stable. Another option is to expand the bank with in the city, but to wait until the bank is already financially stable. This is also a safe plan, because the bank has just had its first taste of a good year’s profit. They could wait until they’ve gained more capital. While waiting, they can start devising a plan of expansion. Lastly, there is an option not to expand in the urban areas, but focus on the market in Suares. However, according to Peter Arguelles, the market limit in Suares has been reached already. Decision: We recommend that the stockholders postpone their expansion until the bank becomes more financially stable. In the time they use while waiting, RBS should start drafting their plans of expansion to the capital city. This is considerably safe to business and yet, also progressive.

Health and Health Behaviour Workbook Essay Example | Topics and Well Written Essays - 1500 words

Health and Health Behaviour Workbook - Essay Example Ethnicity, to a large extent is related to the genetic makeup of individuals. Individuals having identical ethnic origins are likely to possess similar genetic codes and it is for this reason that the pattern of disease in an ethnically similar population is characteristic of that ethnicity. Genetic information to a large extent determines the susceptibility of an ethnic group to certain diseases. The underlying mechanism may relate to over or under-production of certain factors (e.g. proteins or antibodies), absence of formation of certain chemical mediators, defects in immunity resulting in heightened vulnerability to certain infectious agents or anatomical differences arising due to genetic differences. Age is perhaps one of the most well-known factors that influence an individual’s health. Newborns with a naà ¯ve immune system are more prone to infectious disease. As the age advances, the various systems of the body start to function in an improved manner due to continuous development and exposure to external environment. Individuals of young age are less prone to the development of disease; however this is not a rule and it is likely that individuals develop certain conditions which are characteristic of young age, e.g. Acne is more common in the young age than at the extremes of ages. In the terminal part of the age, the waning function of the various systems of the body, render the individuals more prone to the development of disease. Gender has profound impact on the development or aggravation of disease. This complex effect is compounded by genetic factors, ultimately resulting in development of disease due to a complex interplay of the various factors that may include hormonal factors, immune status, dietary factors, ethnicity and various others. Physiological differences are closely related to genetic differences; for this reason the range of diseases that occur due to physiological difference are often closely related to

MICROFINANCE IN DEVELOPING ECONOMIES Dissertation

MICROFINANCE IN DEVELOPING ECONOMIES - Dissertation Example However, microfinance units cannot be equally successful in all economies, became they all have different demographics and social structures. Despite the fact that many nations have seen success following the inclusion of microfinance units, it cannot be established that all emerging nations would experience a similar degree of success. This present paper will examine the scope of success of microfinance units in Saudi Arabia through an examination of the profitability and efficiency of operations of these financial units in the economy. In most of cases it is an inefficient financial system which is found to be the prime reason behind the failure of microfinance units, which is why it is necessary to examine the extent to which the financial system of a nation is capable of bearing such a responsibility, before arriving at any conclusion. This paper will conclude that Saudi Arabian banks are currently in a poor state to make the microfinance movement a success. However, if necessary measures are undertaken, the trend could be reversed. Chapter 1 – Introduction 1.1 Definition and Brief History Microfinance institutions are responsible for boosting the social status of a poorer section of a nation’s population by providing financial assistance. Their prime function, however, is that of microcredit, which involves forwarding loans on a cooperative basis to groups of people so that no single individual is liable. This helps to reduce their burden substantially (Feigenberg, Field & Pande, 2010). Their popularity among the poorer sections of society, which comprise a major part of developing economies, has even spurred normal commercial banks to adopt some of their strategies. Microfinance institutions might be owned by government bodies or non-governmental ones, and they might also be involved in tasks other than forwarding credit to poorer sections of society (Consultative Group to Assist the Poor, 2011). The concept of microfinance has spread across the globe from a small region in Bangladesh where Muhammad Yunus, an economics professor at the University of Chittagong, advanced nearly $30 to a group of poor villagers. An important term of this loan was that the entire group as a whole stood liable for the debt, so that the burden was divided equally among the individuals in the group. The initial loan helped the villagers to generate a continual flow of future income and, eventually, sustain their respective households. When Yunus noted the importance of such loans advanced on cooperative terms, he decided to popularise the concept across Bangladesh. Such a measure was understood as an important stepping stone towards poverty eradication. Yunus initiated the construction of Grameen Bank in 1983,

Different Marriage or Wedding Practices in Countries Essay Example for Free

Different Marriage or Wedding Practices in Countries Essay I. Africa: 1. In some African tribes, the bride and groom have their wrists tied together with cloth or braided grass to represent their marriage. 2. To honor their ancestors, some Africans pour Holy water, or alcohol, onto the ground as prayers are recited to the ancestral spirits. 3. The bride wears a veil made of plaited hair which represents reserve. 4. The people present wear traditional regional costumes. 5. The couple jumps above a brush covered with flowers, which symbolizes the starting of domestic life. 6. The Kola nut is most often used for medicinal purposes in Africa. It is also essential in most African weddings. The Kola nut symbolizes the couples willingness to always help heal each other. In Nigeria, the ceremony is not complete until a kola nut is shared between the couple and their parents. II. Arabia: 1. Traditionally, marriage was between paternal first cousins or other patrilineally related kin. 2. It was customary for potential spouses not to meet before the wedding night, and marriages had to be arranged by fathers, mothers, and other relatives. These practices are changing slowly and unevenly, but the tendency is toward fewer close-cousin marriages and for the couple to communicate with each other before the wedding. 3. The bride wears an elaborate veil and gets her hands and feet decorated with a drawing made with alhea (henna). 4. During the reception, men and women stay separated. 5. Men are allowed to have four wives at a time as long as they can treat them equally, but polygyny is uncommon in most of the population. Marriage is considered a necessary part of life, and almost all adults marry III. Caribe and Burmuda: 1. The bride and groom show off their finest clothes for the entire village. 2. There’s no need for a best man at an Island wedding. 3. A typical wedding feast features curried goat and spicy chicken jerky 4. The traditional wedding cake is a â€Å"Black Cake† with the recipe handed down from mother to daughter for many generations. The cake is traditionally served with a Hard Rum Sauce and all of the dried fruits are soaked in rum in a crock pot for anywhere from two weeks to one year. 5. Calypso music is played. 6. In the Bermudas people plant a tree for prosperity. IV. China: 1. Auspicious days are subject to interpretation by fortune tellers that perform the analysis based on one’s birth date (day and hour) after consultation with the Chinese almanac. It is said to be the oldest continuous publication known. 2. In the Chinese community it is considered bad form if an individual consults the almanac and performs a self analysis. That is why a fortune teller or Fung Suey [Feng Shui] expert is consulted. 3. The 15 day period from the middle to the end of the seventh lunar month is considered inauspicious because that is time of the Hungry Ghost Festival when the gates of Hell are opened and the lost spirits are allowed to wander the earth. They should not be invited to the wedding! 4. Decorations and gift wrappings are red as this color (and gold too) symbolizes happiness and wealth. 5. There are always rockets acting as protection against bad spirits. 6. The bride changes her dress three times during the wedding ceremony. V. England: 1. The familiar tradition of a flower girl throwing rose petals as she passes down the aisle before the bride is a reminder of days gone by when the bride walked to the church with her maids in waiting. Leading the procession was always a young girl throwing flower petals along the lane, so the brides path through life would be happy and laden with flowers. 2. The couple walks toward the church with their wedding procession over a path of orange blossoms. 3. Something Old Something New Something Borrowed Something BlueAnd a Silver Sixpence in Her Shoe! This good-luck saying that originated many years ago in the Victorian era. 4. Most of the brides wear a horseshoe on one of their arms decorated with lace as an amulet. 5. The fruit cake is covered with marzipan. The upper section (baptism tart) is kept until the first child is born. VI. France: 1. A traditional French custom for the groom to call on his future bride at her home on the morning of their wedding. 2. In a church filled with incense and flowers, the couple stands beneath a silk canopy. A predecessor of the veil, a square of silk fabric, carre' is held over the head of the bride and groom as the couple received the priests final blessing. They were designed to protect the couple from descending malice. The same veil is used for the baptism of their new born child. 3. The bridal portion is put in the nuptial wardrobe, hand engraved with symbols of health and prosperity. 4. The couple drinks from the traditional wedding cup. 5. All decorations are white, and laurel leaves are spread out of the church when the nuptial couple departs. 6. On the wedding night, pots and pans are drummed to disturb the couple. The groom invites jokers in and some refreshments are offered. VII. Germany: 1. During the engagement period both the bride and groom wear a ring on their left hand. After the wedding they wear the wedding ring on their right hand. Usually the rings are gold with no diamonds. 2. Germany brides wear either very short trains or usually none at all attached to their wedding dress. If veils are worn they are of fingertip length and typically never worn over the face 3. The groom usually wears a black suit or a smoking jacket (dinner jacket) 4. Some weeks before the wedding the groom and his male friends go to a Kneipe (pub) to drink and have fun for his last time as a single man. 5. Before a church wedding the bride and groom will have been married in the Standesamt (Registry Office) by a registrar which is most often in the Rathaus (town hall). A witness is needed for the bride and also for the groom. 6. At a party on the evening before the wedding plates and dishes are smashed to scare off evil spirits. Only china can be used. Anything else would bring bad luck. The bride and groom have to clean up everything. This is to indicate that they can work together. 7. Together, the bride and groom will enter the church and walk down the aisle. Because it is not legal to have only a church ceremony, the couple will have already been legally married by a Standesbeamte. 8. As the couple walks to the wedding car, fir boughs are laid along the path to pave their first newlywed steps with fresh greenery to symbolize hope, luck and fertility. 9. On the day of the wedding, the guests go to couples house. VIII. Greece: 1. Before the wedding, tradition in Greece is to have your â€Å"Bed† made before groom actually sleep in it with the new spouse. During this ceremony, the bed is â€Å"made† with hand-knit linens and then adorned with Koufetta – almond candies, rose petals and, of course, money from friends and family for good luck. 2. When attending a Greek wedding, guests might wear a small â€Å"Eye† to ward off evil and keep the Bride and Groom protected from bad luck. 3. Greek Brides often put a lump of sugar in their glove for a â€Å"sweet† marriage. 4. Nowadays, after the wedding ceremony, guests are offered bombonieres. These delightful gifts of sugar-coated almonds are wrapped in net and attached to a small memento of your wedding. 5. Another hallmark of modern weddings is the wild and deafening loud concerto of automobile horns before and after a wedding ceremony. 6. In the reception a dance with handkerchiefs (Kaslamantiano) is enjoyed by all while stuf fed grape leaves, lamb skewers, and wine are served. 7. During the ceremony the groom is asked to honor the bride and she slightly touches him to put emphasis. IX. Italy: 1. A traditional Italian proposal begins with a romantic serenade. 2. Brides to be and their families gathered a dote or dowry of household goods and clothing in hope or marriage chests. This was often augmented with money or property. 3. In southern Italy, wild bachelor parties are uncommon as are raucous gatherings for the ladies. 4. Italian bride wears a white gown and veil. The white dress symbolizes purity while the veil, sometimes torn for luck, prevents the groom from clearly seeing the face of his intended before the ceremony, and thereby bringing bad luck upon the couple. 5. Almonds covered with caramel symbolize the joys and sadness of marriage. Sometimes the couple is pelted with sugared almonds. 6. In the reception, everyone enjoys the traditional dance called the Tarantella. X. Japan: 1. Sake Ceremony known as one of the oldest traditional Japanese wedding customs, san-san-kudo, or sharing of sake is still performed today. 2. In Japan, brides may wear a colorful silk kimono or a shiromuku, a formal gown passed down over the ages and still used today as traditional bridal dresses. Some Japanese brides choose to wear a modern wedding gown. 3. The bride wears an elaborate white silk dress, various adornments, and a special wig. 4. In the reception theres a dedication and some speeches, and the honored guests tell stories about the couple. 5. Kiogashi (colored sweets with flower shape), indicate that this is also a party. 6. Red is the funny and lucky color. XI. Korea: 1. In Korea, the marriage between a man and woman represents the joining of two families, rather than the joining of two individuals. 2. Before a Korean bride may be married, she must take part in the traditional Introduction ceremony, where she is accepted into the grooms family. In a private ceremony, the grooms family welcomes the bride. 3. The grooms father may throw red dates at his daughter-in-law to bring her luck in fertility. 4. On the eve of the wedding (hum), the groom, bride, and her friends gather at the bride’s house. The groom’s friends arrive later, shouting and carrying lanterns to light the way and the bride’s things/dowry. Before entering they demand to be paid. When the payment of food and song is agreed upon, they enter and join with the others to celebrate. 5. Traditionally, a chest of gifts for the bride’s family was brought by the groom’s family. 6. The bride wears a multicolored silk dress with white sleeves and a black silk crown and she is made up with red points on her cheeks to scare away bad spirits. XII. Scotland: 1. Usually about a week before the ceremony the mother of the bride will hold a â€Å"show of presents† for her daughter. This corresponds to the bridal shower in other cultures. A slightly more raunchy tradition is the groom’s stag party. 2. The modern Scottish bride will wear a traditional or contemporary white wedding gown, while the groom dresses in traditional Highland kilt, kilt jacket and sporran. 3. The couple is either bag piped down the isle or traditional Gaelic hymns are played as they walk to the altar. The Highland Wedding is played at virtually all Scottish weddings. 4. Once at the altar the couple may choose to recite their vows in ancient Gaelic or to recite them in modern English. Following the vows the groom often pins a strip of his clan’s tartan colors to the bride’s wedding dress to signify that she is now a member of his clan. 5. Following the ceremony the bride and groom and all their honored guests head to a private home or to a restaurant for a lavish reception feast. At the typical Scottish reception you can count on the bride and groom being â€Å"piped† to the table of honor, where the bride will cut the first slice of wedding cake using a dirk (a long-bladed knife) that is provided to her by the piper. As the bride slices the first piece of wedding cake, custom dictates that her hand is guided by the hand of her new husband. 6. The wedding reception is filled with music, signing, much drinking and toasting to the health and happiness of the new couple. The celebrations can go on into the wee hours of the morning. 7. One custom that hasn’t changed for more than 700 years is the custom of the groom carrying his new bride over the threshold of their new home together. XIII. The Netherlands: 1. Dutch people are free to choose their spouses. The common basis for marriage is most often love. This does not mean that people marry independently of the constraints of class, ethnicity, and religion. 2. The choice of a partner is often class-based. Monogamy is the only marriage form allowed. 3. Many Dutch couples live in a consensual arrangement. Same-sex couples can marry and have the same rights as heterosexual couples. 4. A civil wedding ceremony, usually conducted in the town hall, is required in Holland to give marriage legality; so many couples have both a religious and civil ceremony on the same day. 5. The wedding ceremony is usually followed by a series of celebrations consisting of a reception, a formal dinner and a party, and it is common practice for family and friends to be invited to either all or just part of the celebrations, depending on their closeness to the couple. XIV. Russia: 1. The betrothal is a ceremony performed with the rites of the Eastern Church, and takes place eight days before the marriage. 2. During the interval between betrothal and marriage the brides girl friends endeavor to amuse her and keep up her spirits (for she is supposed to be in a state of lamentation and grief) by singing to her, and their songs tell of the happiness of married life. 3. On the day before the wedding they conduct her to the bath, where much time is spent in dressing her hair, while she listens to their songs. 4. Both bride and bridegroom receive a solemn blessing from their parents before leaving their houses, and even the wedding garments are blessed by the priest. 5. After the dedication, cups are thrown to the floor. Their breaking means happiness. 6. The bride and groom usually tie a doll to the wedding car or carriage if they wish their first child to be a girl, and a teddy bear if they want a boy. XV. Hawaiian: 1. The bride wears a long, white formal version of the muumuu called a ‘holoku. 2. Instead of a veil, a woven garland of island flowers, ‘haku lei’ is worn around her head. 3. The bride’s bouquet may consist of white orchid sprays. 4. The groom wears a long sleeve white shirt and white pants. A long red or colored sash is worn wrapped about his waist. A lei of maile and ilima flowers adorn his neck. 5. Hawaiian wedding bands bearing the couple’s name in Hawaiian are often exchanged. The name ‘kuuipo’ meaning sweetheart, is favorite choice for the bride. XVI. Philippines: 1. During the reception couples practice the Filipino wedding custom of releasing a pair of doves to symbolize a loving and harmonious marriage. 2. During the reception the wedding cake is sliced. 3. Throwing rice confetti at the newlyweds will bring them prosperity all their life. 4. The groom must arrive before the bride at the church to avoid bad luck. 5. Dropping the wedding ring, the veil or the arrhae during the ceremony spells unhappiness for the couple. 6. Bride should not try on her wedding dress before the wedding, maybe it will push through. XVII. Native American: 1. From Apache to Cheyenne and Hopi to Sioux, Native American wedding customs are beautiful and vary according to tribe. One custom in particular requires the bride and groom to wash their hands to cleanse away evil and previous lovers. 2. Ceremonies can be held in chapels, historical landmarks, Indian monuments, or reservations. Pow Wow drums provide lively music for the wedding reception festivities. 3. The Blanket Ceremony This ritual entails using two blue blankets to represent the couple’s past lives. The couple are wrapped in blue blankets and led to a sacred circle of fire. The officiating person or spiritual leader blesses the union and the couple shed the blue blankets and enveloped by relatives in a single white blanket which represents their new life. Under the white blanket, it’s customary that the couples embrace and kiss. The white blanket is usually kept and displayed in the couple’s home. 4. The Native American bride may wear a white dress or a beautiful long leather dress with beading and traditional colors woven into the fabric. The traditional colors of Native Americans include White for east, Blue for south, Yellow for west, and Black for north. 5. The wedding feast consists of ceremonial foods such as white and yellow corn prepared in a delicious corn mush. The white represents the groom and the yellow represents the bride. The two types of corn are mixed to represent the new union.

Gender Differences In A Video Store Essay -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Hayes 1 Abstract The difference between male and females was examined in five investigations in a large, well known video store chain. Different genders were looked at in groups of all male or all female, single men and single women, and then groups of mixed gender. Differences between the two were measured in actions, words, and attitudes. The findings were in sync with what society generalizes so broadly as: men and women differ in everything they do. The research was conducted not to prove this familiar concept wrong but to show how men and women differ in a general setting of a video store. The data was quite rich in that the customers did not hold back what needed to be said and actions tended not to be restricted. The findings revealed that not only do men and women pick out different movie titles but they go about the whole process differently as well. The belief that men and women differ in practically everything they do is widespread throughout the United States. There have been many studies on how they differ in certain aspects, which never seem to be a surprise to the reader. We are so used to findings that prove time and again the differences that we are ready to offer up a proposal such as a professor of mine once said ?If you find in your setting that there is not a difference between men and women then that is something that needs to be published right away.? However, in the setting of the video store gender differences were found.   Ã‚  Ã‚  Ã‚  Ã‚  Investigating the male-female relationship in a video store has a few different aspects. First, all male groups   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Hayes 2 that came in to the store were quite different from the all female groups that came in to the store. They differed not only in the way they talked to each other and what they said to each other but also the type of movie title they chose.   Ã‚  Ã‚  Ã‚  Ã‚  Second, when a si... ...e introduction, it is a universal belief that men and women differ in many ways in everything they do. Discussion From the results we see that men and women do differ significantly in the way they shop for videos. They not only differ in the videos that they watch but also the   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Hayes 111 process in the way they choose movies. The differences we see our not specific just to this situation. We see these same differences in almost all settings that we observe. Why we see these differences is what this paper just begins to touch on. What makes almost every woman pick out the same type of movie and what makes her spend a significant amount of time in the store? In contrast, what makes men want typically only action movies and what makes them spend ten minutes or less in the store? The findings of the research confirm that there are gender differences but where and when these gender differences begin is the question?

The Life of a Crime Scene Investigator

The Life of a Crime Scene Investigator Isabella McCarty Williams Everest University Online (Orlando Campus) The Life of a Crime Scene Investigator The career I have chosen is a Crime Scene Investigator known as a CSI. In this research paper we will discuss the job details, salary, and the guidelines on collecting evidence. It is important that I cover these things to explain the importance of this career. Hope you enjoy the mind-bending information provided. Hi everyone, I am studying to be a Crime Scene Investigator (a. k. a. CSI).When working in the criminal investigation field, there are certain things you must know or learn. It takes years of training and schooling to be a CSI when you think you are done, your wrong. CSI’s are constantly going back to school and going through more training just to keep their license. That’s enough about that right now. I wish you luck for you are in a world full of surprises! We will first be discussing the job details of a Crime Sc ene Investigator. A CSI works in an office of their job assignment Monday-Friday from 8:30am-4:30pm for 8 hours of fun and exciting tasks.What I found to be interesting was a CSI must â€Å"successfully complete a minimum of 720 hours of training in crime scene processing, with a minimum of 80 hours of training in latent fingerprint processing, 40 hours in major death investigation, 40 hours in advanced death investigations, 40 hours in photography, 40 hours in blood spatter interpretation, and other training courses in arson investigation and forensic pathology. In addition, the crime scene investigator must be certified by the International Association for Identification, Crime Scene Certification Board, within 18 months as a crime scene investigator. (N. A. , Crime Scene Investigator Job Details, N. A. ) Also as a CSI you must obtain contact with the law enforcement officials at all levels, state and federal prosecutors, county coroners, medical examiners and pathologists in per son or by telephone, on a professional basis. This is a great way to stay on top of the crimes and promiscuous things going on in the forensic field. These are the job details of a CSI, it is not easy becoming or staying licensed as you can tell from the previous information listed above. Next we will be talking about the salary of a Crime Scene Investigator.CSI salary is within the range of $37,960 to $99,980 a year. Out of the many industries where CSI's can be employed, the local government ranks the highest when it comes to providing jobs to crime scene investigators. The Bureau of Labor and Statistics says that â€Å"detectives and criminal investigators in the District of Columbia earns the highest wages; having an annual mean wage of $94,620, and an hourly mean wage of $45. 49. † (N. A. , Crime Scene Investigator Salary, 2012) As you can see Crime Scene Investigators get a decent pay, but most of the money they receive goes to schooling and surviving.The salary of a CS I is immaculate and definitely worth the time and effort put forth. Lastly, we will look at the guidelines for collecting evidence. When collecting evidence the guidelines are strict, they are strict because in some cases if you don’t follow them you could lose all the evidence you have. Also when taking pictures of evidence at night you have to â€Å"make sure you adjust your camera’s position, time of exposure, and supplemental lighting so the camera can â€Å"see† what you see. † (N. A. , Crime Scene Resources, 2000-2012) Another interesting fact from this website is there are over 200 ways to collect and process a finger print.When collecting evidence you cannot make any mistakes. If you make one mistake that could be someone’s entire life in your hands. In this essay we have reviewed the Crime Scene Investigators job details, salary, and the guidelines for collecting evidence. In conclusion, it takes a lot to become a good CSI it comes with ex cellent pay and great skills and knowledge. I suggest if you want to go into this field be ready to have a continuous line of schooling and be ready to face new obstacles every day.I thank you for taking the time out to read this essay and hope you have learned and found this field as interesting as I have. References N. A. (2000-2012) Become a forensic investigator. Retrieved from http://http://www. crime-scene-investigator. net/ N. A. (2012) A crime scene investigator’s salary. Retrieved from http://www. criminaljusticeschoolinfo. com/crime-scene-investigator-salary. html N. A. (N. D. ) A crime scene investigator’s job details. Retrieved from http://www. feinc. net/csi-desc. html

Supernatural As Describe By Merriam Webster - 2409 Words

Supernatural as describe by Merriam-Webster is of or relating to an order of existence beyond the visible observable universe; of or relating to God or a god, demigod, spirit, or devil departing from what is usual or normal especially so as to appear to transcend the laws of nature: attributed to an invisible agent (as a ghost or spirit). As for me, I am talking about Supernatural, a television show on the CW channel that was created by Eric Kripke. Starting in 2005, Supernatural has had me contemplated and in love with Sam and Dean Winchester. This show is based on religion coming from old testament to new testament to other gods and religion proffer such as demons, angels, God, Lucifer, Zeus, and many much more gods and mystical creatures. Although there is much to write on this show, I have chosen to write on the two main characters and how they each fall in a sort of religion aspect and will give a brief history on the show with their symbols, signs, Archangels, Angels and Dem ons, and some other fun stuff of the show. The adventure begins the night Mary was killed by the green-eyed demon leaving John to raise Sam and Dean. John did not understand why the demon went after his family, so he decided to go after the demon and has been chasing it since 1983. 2005 that s where the show really begins when Dean goes looking for Sam at college in order for Sam to help him look for their father, who has gone on a hunting trip and hasn t return from it. John and Sam wereShow MoreRelatedEssay about The True Meaning of Religion540 Words   |  3 PagesThe True Meaning of Religion Religion is the service and worship of God or the supernatural: a commitment or devotion to religion faith or observance defines the Merriam-Webster Dictionary. According to the Encarta World Dictionary, religion is peoples beliefs and opinions concerning the existence, nature, and worship of a deity or deities and divine involvement in the universe and human life. The definitions of the word religion vary from dictionary to dictionary, country to countryRead MoreHow Hercules Life Illustrates Both Noble and Vulgar Aspects of Humanity926 Words   |  4 Pagescan also refer to a high moral character, such as courage, dignity, and honor. Furthermore, the term can describe someone grand and stately in appearance. On the other hand, vulgar refers to a common person, just as the usual, average, without outstanding features, someone with lack of refinement. Just as almost all Mythological characters, Hercules is a combination of humane and supernatural, therefore being a perfect illustr ation of the two concepts that make the purpose of this essay. HerculesRead MoreDoes Magic Really Exist? Essay881 Words   |  4 PagesMagic is a word with many definitions. According to Merriam-Webster, magic is â€Å"a power that allows people (such as witches and wizards) to do impossible things by saying special words or performing special actions† (â€Å"Magic†). Magic is also defined as seemingly impossible tricks performed for the entertainment of others, or a â€Å"special power, influence, or skill† (â€Å"Magic†). Encyclopà ¦dia Britannica states that magic is â€Å"a concept used to describe a mode of rationality or way of thinking that looksRead MoreLeaders Like Martin Luther King, Jr.1149 Words   |  5 PagesWinston Churchill and Hitler have one thing in common; the word charisma is usually attached to them when people describe their characteristics as a leader. Charisma defined by the online Merriam-Webster Dictionary is â€Å"a personal magic of leadership arousing special popular loyalty or e nthusiasm for a public figure (as a political leader); a special magnetic charm or appeal† (Merriam-Webster, 2014). The Oxford Dictionary states that charisma is â€Å"Compelling attractiveness or charm that can inspireRead MoreGod? Essay1883 Words   |  8 PagesGod? According to the Merriam-Webster dictionary, God is â€Å"a being or object believed to have more than natural attributes and powers and to require human worship; specifically: one controlling a particular aspect or part of reality.† (â€Å"God†). For a philosopher, however, this concept has proven to be more than a little difficult to solve. According to O’Brien in his book An Introduction to the Theory of Knowledge, â€Å"The philosophy of religion is (in part) concerned with whether such a belief is justifiedRead MoreSalem Witch Trials And Mccarthyism Are Similar Essay1230 Words   |  5 Pagescriticize the anti-communist views of U.S. Senator Joseph McCarthy. People were afraid of Communism influencing America s companies and the Soviet Union spying on them. It took on a more broad but similar meaning over time and was eventually used to describe an unsubstantiated accusation of someone.† (McCarthyism) The first thing that made Salem Witch Trials what they are today is when Abigail Williams and the other girls gathered in the woods. Then the kids were seen dancing and chanting to TitubaRead MoreEver Heard The Saying, â€Å"Learn From Your Mistakes,† Or A1431 Words   |  6 Pagesdeism is considered a religion, it is certainly not a facet of Christianity, because Christians believe that Jesus came to Earth and did great works to save humanity. Deists might believe that Jesus lived, but would not believe that Jesus had any supernatural powers. In fact, Thomas Jefferson cut all the miracles out of his Bible because he did not believe they were true. The document itself points to further evidence of deism, such as a â€Å"Creator† being referenced, but not containing a single ChristianRead More Scandinavian Mythologies Essay1222 Words   |  5 Pagesas Annwn and stars in the first branch of the Mabinogion where Pwyll is drawn into Annwn. The Celtic otherworld is explai ned by Miranda Green as The Irish Otherworld is in many respects similar to Annwn. In Irish tradition the location of the supernatural world was variable..Another perception of the Irish Otherworld is as the hostel or bruidhen which could be situated in the countryside.(73) The Faerie Queen encompasses both takes on the Otherworld. In The Faerie Queene, Redcrosse sets out uponRead MoreSummary Of The Legend Of Sleepy Hallow Essay986 Words   |  4 PagesThe short story is a comical ghost story that introduces Sleepy Hollows most famous supernatural phenomenon the Headless Horseman, which is thought to be a Hessian soldier who lost his head to a cannon ball while in the Revolutionary War. Is the Headless Horseman really a dead Hessian soldier or just a random citizen pulling a prank? Also, how effective was the Headless Horseman character to the readers? In this short story â€Å"The Legend of Sleepy Hallow† the Headless Horseman is most often seenRead MoreSci 362 Wk 1 Terms and Definitions Wksht2036 Words   |  9 PagesBiocentrism | Biocentrism is the view or belief that humans do not have rights above nature. This method of thinking relays that living things (nature) have rights and needs just as humans do and that all things have intrinsic value. ReferenceMerriam-Webster, Incorperated. (2012). Biocentrism - Definition | Dualism | Dualism is the method of thinking that regards a domain of reality into terms of two independent principles. Dualism is divided into 3 forms: Substance Dualism, Property Dualism, and Psychophysical